NEWS

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 If you are hoping to secure a new address in 2020, you have picked an excellent time to enter, or reenter, the real estate market.  Interest rates are still near record lows, and in many areas across the country, buyers are in the driver's seat with plenty of available inventory.

However, even with an excellent climate for buyers, it is unlikely you will be able to jump into the housing market this even without at least some preparation, specifically around securing the best possible mortgage.

Consider this your checklist for making homeownership a reality in 2020.

-Review your income and spending
-Sock away that down payment
-Tune up your credit score
- Gather your paperwork
- Choose a broker

Buying a house is a minefield full of "I did not know that."  From choosing the right home to qualifying for the best mortgage, you want to minimize the things you don't know.

So let's lower your "didn't-know" ratio.  With a shifting lending landscape, unpredictable interest rates and down payment priorities based on your local market, those are some of what you will need to know about buying a home in 2020.

Best,

Diana Cintrón Maldonado, Lic. C-16300
dianadepalmas@gmail.com